The Saward Dawson Self-Managed Superannuation Funds team have the expertise, experience and systems to provide a high quality and efficient service to assist you in your role as a Self-Managed Superannuation Funds Trustee.
Our approachable and friendly team aims to work with you to provide the knowledge and tools you need to achieve your retirement goals in this ever changing superannuation environment.
Achieving the best financial position in retirement takes time and we’re here to assist you to plan for your retirement goals
Our in-house SMSF Audit specialists can assist you to navigate the constantly changing superannuation rules
Meet your annual trustee duties in partnership with our superannuation specialists
We work with you so you can make an informed decision about the suitability of an SMSF for your needs
It is important to have a plan for the future.
Superannuation is a long term investment and we can assist you with current knowledge of all the strategies available to you
One of the things we all appreciate is how quickly time passes. Each year seems to pass more quickly than the previous one and before you know it, a decade has passed! So it is important for us all to ensure that we make the most of life and the opportunities it brings. This includes planning for retirement.
You can never start too soon. Building up adequate financial assets whilst raising a family, paying down the mortgage and achieving your lifestyle goals can be a challenge. Careful planning and discipline are integral to success.
Much to consider
There are many things to consider when planning for retirement. Things like: whether superannuation, which can’t be accessed until retirement, is preferable to other forms of investment; what is the most tax effective way to manage leave entitlements; will you be entitled to receive the government Aged Pension or other benefits; and will you be liable for tax during retirement.
So whether you are approaching retirement or planning well ahead of time, we can assist you in maximising the outcomes so that you can enjoy your retirement with adequate income.
Speak to Vicki Adams or your client manager to see how we can assist you.
One of the roles of an SMSF trustee is to organise an annual audit.
As an SMSF holds funds for retirement and receives tax concessions, the auditor will review both the financial statements and compliance with the superannuation rules. The audit process checks that SMSF trustees are held accountable and remain compliant with the super rules and remain eligible for the high level of tax concessions that SMSFs receive.
While our audits are carried out in accordance with the Australian Auditing Standards, they also focus on providing trustees insight into internal control systems, quality and completeness of accounting records, adequacy of accounting policies, compliance with applicable legislation and risks faced by the fund.
For more information please contact our SMSF Audits Specialists Peter Shields and Paul Tan.
We’re here to assist you in effectively managing your SMSF including meeting all your compliance requirements.
Our compliance services include the following:
We utilise data feeds directly into our SMSF software whenever they’re available and can provide interested trustees with access to an application called Client View where SMSF investments and data can be viewed on a real time basis.
For more information please contact our SMSF Compliance Specialist Marie Ickeringill.
Deciding if an Self-Managed Superannuation Funds is right for you is not a once only decision. It requires ongoing consideration as you age and your circumstances change.
We can assist with formal advice to determine if a SMSF is right for you and also if it remains the best option.
Some of the advantages of a SMSF are:
An SMSF may be more cost effective than another fund where it is large enough to justify all the costs involved. These costs include establishment costs as well as annual administration costs for financial statement preparation, audit and supervisory levy.
For more information please contact our SMSF Establishments/ Windups Specialist Marie Ickeringill.
For some people, planning what happens when we die is a no-go zone. It brings up many emotions but it is an important part of keeping your affairs in order and making things easier for those you leave behind.
Superannuation isn’t automatically dealt with under your will and as it may be one of your larger assets it’s important to make sure that it goes to the people you want it to.
We can guide you through the options available and the tax implications of your choices.
Your family will then have peace of mind knowing that if the unexpected should happen, your affairs will be in order.
For more information please contact our SMSF Superannuation and Estate Planning Specialist Marie Ickeringill.
Having a superannuation strategy can make the difference between a comfortable retirement and a financial struggle.
The Government continues to make changes to the rules for super so it’s not always easy to be on top of the current rules.
Our superannuation specialists keep up to date with these changes and can provide you with the knowledge you need to take advantage of the different superannuation strategies available to you.
Please contact us to see how we can assist you.
For more information please contact our Superannuation Strategy Specialist Marie Ickeringill.
We are specialists in Self Managed Super Funds. We can ease the transition from your current accountant.
Saward Dawson acknowledges the Traditional Custodians of the land on which we work and we pay our respects to Elders past and present.
Level 1, 20 Albert Street, Blackburn VIC 3130
PO Box 1212, Blackburn North VIC 3130
contact@sawarddawson.com.au | +61 3 9894 2500
Liability limited by a scheme approved under Professional Standards Legislation.
