We all know the importance of goal setting.  As the saying goes, “if you aim at nothing you will achieve it every time”.  Having defined goals and objectives lets you work towards achieving those goals and optimises your chance of success.

When it comes to financial goals, most people need to plan well ahead to ensure their long-term financial futures.  Once you set your goal, a plan can be developed to navigate towards this goal.  The route may include bumps and curves like raising a family and upgrading the family home, as well as stopovers like family holidays.  But having a plan enables you to head in the right direction, confident that you have a plan to achieve your long-term goals.